Terms of Use
American Community includes American Community Mutual Insurance Company®, includes any subsidiaries, as well as the products it underwrites and issues including, but not limited to, Precedent and Precedent¦REMIX™ brand products.
American Community requires that each visitor (a “User”) to this Internet site on the World Wide Web (the “Site”) adhere to the following Terms and Conditions. Please read these Terms and Conditions carefully before using the Site. By accessing this Site, each User acknowledges that he or she has read, understands and accepts each of the Terms and Conditions. If the User does not agree to all of these Terms and Conditions, he or she should not use this Site.
Terms and Conditions
General. The information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product, and/or service. It is provided solely for general information purposes. All products may not be available in all areas and are subject to applicable laws, rules and regulations.
American Community does not warrant the accuracy or completeness of the information, text, graphics, links or other content contained on this Site or any other server. American Community makes no representation concerning the suitability of this documentation for any purpose. It is provided “as is” without express or implied warranty. This Site may contain hyperlinks to Web sites operated by parties other than American Community. Such hyperlinks are provided solely as a matter of convenience. American Community does not control such Web sites and is not responsible for their contents. The inclusion of hyperlinks to such Web sites does not imply any endorsement, approval or certification by American Community of the material on such Web sites or any association with their operators.
Limitation of Liability. American Community expressly disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and accuracy. Information in this Site may be changed or updated without notice. American Community also may make improvements or changes in products described on this Site at any time without notice.
American Community specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damage arising out of or in any way connected with access to or use of this Site (even if American Community has been advised of the possibility of any such damage), including any liability associated with any virus that may infect a User’s computer equipment. Under no circumstances will American Community be liable for any loss or damage caused by a User’s reliance on information obtained through this Site. It is the responsibility of each User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through this Site.
No Representation as to Suitability. American Community makes no representation as to the suitability of any product described on this Site for any User.
Copy and Trademarks. All content on this Site is protected by applicable copyright laws. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on this Site for commercial or public purposes. Unless otherwise noted, the trademark, logos, and service marks (the “Marks”) displayed on this Site are the property of American Community. Users are prohibited from using any Mark for any purpose without the express written permission of American Community.
Ownership. The design, text, and images of this Site are owned, controlled or licensed by American Community. American Community and/or its licensors retain all rights, titles and interest to all material provided on this Site. The posting of information and material on this Site does not constitute a waiver by American Community or any of its licensors of any rights in such material and does not transfer any rights to any User of the Site.
Linking. The User may leave this Site and access other sites on the World Wide Web that American Community does not maintain. American Community is not responsible for the content available on any other site on the World Wide Web linked to this Site and disclaims any responsibility for such other sites. Access to any such other site linked to this Site is at the User’s own risk.
Information Collection. As part of the normal operation of our Site, we may collect a limited amount of information about your visit. This information we may track includes the URL you just came from, which URL you go to after leaving our Site, what browser you are using, and your Internet provider address. This type of information is tracked by Web sites in order to make sure that visitors are able to use the site information and functions successfully. None of this standard tracking information is personally identifiable. American Community does not collect personally identifiable information (information that reveals the visitor’s identity) about a visitor unless the visitor knowingly and voluntarily provides such information.
Your Internet Use Information. When you come to this Web site, we log your current Internet address (this is usually a temporary address assigned by your Internet service provider when you log in), the type of operating system you are using, and the type of browser software used. In addition, we may keep track of what areas of our Web site you visit. This information helps us improve our site and ensure that the information you need is easy to access.
While we track this information about the technology you are using, we do not identify who you are. You will remain anonymous to our system unless you choose to tell us who you are. For example, when you submit a question via our e-mail submit form, this information is kept confidential and only disclosed to those who may be able to help answer your question within the company. We do not disclose your personal information to other companies who intend to sell their products or services to you. For example, we will not sell your name or e-mail address to a catalog company.
Internet Protocol Addresses. An Internet Protocol address is a number that automatically identifies the computer or machine that you are using to access the Internet. The address enables our server to send you Web pages that you want to visit. It may disclose the server owned by your Internet Service Provider. We utilize your Internet Protocol address to help diagnose problems with our server and to support our site administration.
Cookies. Cookies are pieces of information that a Web site transfers to your computer for purposes of storing information regarding your preferences. Just as many major Web sites use cookies as a standard practice to provide useful information to you, American Community uses cookies to deliver Web site content specific to your identified interests. By themselves, cookies do not personally identify users, although they do identify a user’s computer. You can opt not to take advantage of the cookie benefits by setting your browser to refuse cookies.
Provider Links. American Community does not guarantee that information contained within network provider directories is accurate, nor does American Community guarantee the availability of any particular provider. American Community does not guarantee that all services provided at a preferred provider organization (PPO) hospital, PPO surgery center, or PPO physician or dental office will be provided by a PPO provider. To assure the provider you choose is currently a participating network provider, call the phone number listed on your ID card.
Laws and Regulations. Access to and use of this Site is subject to all applicable federal, state and local laws and regulations.
Access to Password Protected or Secure Areas. Access to and use of password protected areas of this Site is restricted to authorized persons only. Any User who accesses or attempts to access such areas without authorization may be subject to prosecution.
Changes to Terms and Conditions. American Community reserves the right to revise these Terms and Conditions at any time and Users are deeded to be apprised of and bound by any changes to these Terms and Conditions.
Violations of Terms and Conditions. American Community reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including the right to block access from a particular Internet address to this Site.
